Payment Options A. Pay prior to the start of each term. B. Tuition Installment Plan are charged a one time fee of $50.00, an initial deposit is required. C. Student Loan/Scholarship Pay only one registration fee for sequential course enrollment . Master Card and Visa cards are accepted for payment. Tuition/fees: 1. Personal checks are accepted for payment. If a check is returned for insufficient funds, however, the student is responsible for the original dollar amount of the check plus a $25.00 surcharge. Personal checks will then no longer be accepted as a method of payment. Cash, Money Order or credit card will then be required. 2. Overpayment credits on course accounts will be applied to the next course. Credits must be used within one (1) year from the last course date or they will be forfeited. 3. Past due payments will be assessed a late fee of $10.00 4. Their is a pro-rated fee to transfer credit from other approved institutions providing the criteria are met. Refund Policy Tuition refunds will be addressed on an individual basis and do not include course materials or application fees. An Administrative fee will be charged. State/Federal Program Refunds The refund policy for students receiving benefits from state/federal programs shall be in accordance with the specific agency policies. Students receiving funding assistance through the Montgomery Bill should request and refer to the sample pro-rated refund addendum. Short Program Refunds Refunds will not apply for programs with fixed class schedules that are shorter than 6 class days and less than $350 in total cost. Full Refund A full refund of tuition money paid by the student shall occur if: (a) The applicant or student cancels enrollment within 3 business days under RSA 188-D-23; Short program refund policy does not apply; (b) The school procured the student’s enrollment as the result of any false representations in the written materials used by the school or in oral representations made by or on behalf of the school. Partial Refunds A student who withdraws or is dismissed before completing 50% of a course shall be entitled to a pro rated refund. The refund will be less any amounts owed by the student for the current time period and less a one-time application fee not exceeding $500 or 20% of the program tuition, whichever is less. Refund requests should be made in writing and forwarded to: HCTA 60 Rogers St. Manchester, NH 03103. Financial Assistance Information HCTA is an approved vendor for State of NH funding through Workforce Opportunity Council Offices So. NH Services 300 Hanover Street Manchester So. NH Services 6 Townsend West Nashua Workforce Development 2000 Lafayette Rd Portsmouth NH Works 29 So. Broadway Salem NH Works 10 West Street Concord NH Employment Security, NH Vocational Rehabilitation, Veterans Administration. ADULT AID PROGRAM, NH CHARITABLE FOUNDATION 37 Pleasant St, Concord, NH Call (603) 225-6641 for an application. Student Loan Program Available through SLM Corporation a Sallie Mae Co. Ask HCTA for the Application or Log onto www.slmfinancial.com